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How do I get State provided health care in Belgium?


Travel Info
I am a new resident in Charleroi wanting to register with the local health administration and see a local doctor.I would like to know where to start.

Travel Tips
Healthcare insurance is a part of the Belgian social security system and to benefit you must join a health insurance fund mutuelle (mutualit茅) or ziekenfonds (mutualiteit).

Once you are employed by a Belgian company, your contributions and those of your employer will be automatically deducted from your salary by the National Office for Social Security.

Then you sign up with a health insurance fund, which will reimburse your medical costs. To take you on, they will need a written certification of employment signed by your employer.

You are free to choose any company you want. Although most of them are affiliated to a religious or political institution, there is no real difference because reimbursement rates are fixed by the Belgian government.

These funds do not, however, cover 100 percent of your bills; you may be compensated for about half to three-quarters of a typical doctors or specialists visit.

Check also with your doctor that what he or she prescribes is refundable. Pharmacies maintain a government-advised list.

Consequently many people opt for additional private insurance (compl茅mentaire).

Once insured you get a standardised credit card style SIS card which you will need in pharmacies and hospitals. You also get a sheet of stickers (vignettes) which you need to attach to a doctor's bill to get a refund.

Others
You have to go to the "mutualite" and see what they can provide you
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