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| *Travel Tips>>>Health & Safety Travel Tips |
US Health Insurance for UK citizen? |
Travel Info I am from the UK currently working in the US (for the past 14 months). I am looking to get health insurance and am lokoing for a good reliable company to go with. I have not resided in the UK for longer than a few weeks in the past couple of years. Any advice would be great. Thanks. Travel Tips Expatriate health insurance: Requirements by country It is impractical to provide comprehensive detail on the requirements for international and expatriate health insurance in every country. In addition, rules and requirements often differ by nationality too. Private Healthcare UK only covers the requirements for UK citizens. Countries may have rules on allowing you in as a long stay visitor, depending on whether you are working temporarily, have moved there permanently, are a student, or retired there. In some countries, rules apply to " workers " so the position of retirees is unclear. Some countries will now only allow you a visa if you can prove you have health insurance. Theory and practice, particularly in non-EU countries can differ. Corruption is not unknown; in some countries you are expected to " pay " certain officials, while in other countries you will be thrown in jail if you try to. In some countries you have to buy local insurance. In some countries you can buy international health insurance, but only if the insurer is authorised in that country. The basic rule in most countries is that a UK citizen resident in that country is subject to the same laws and rules as all other residents. There is no excuse for not doing your research on what health provision there is for foreign citizens, rules on what health insurance you must have, or require, before you go abroad. Most international health insurance policies will cover the countries mentioned below. Links to company and policy information are ONLY included when there are country specific policies. USA The costs of medical treatment in the USA are very high and increasing every year. If you go to work or live in the USA without buying health insurance, you are taking an enormous financial gamble. check out this site for more details : http://www.privatehealth.co.uk/healthins... Others How long are you staying in the US for, and is it for a UK/US company? I doubt travel insurance would cover you if you were in paid employment in the US; maybe your employer can help you. If you're looking for travel insurance, a travel company I can recommend anyhow are http://www.direct-travel.co.uk... They have really good cover, very competitive prices and are underwritten by Axa; and have a maximum trip length of one year. |
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